Join our team as a Credit Risk Analyst in Malmö

Do you want to be part of a highly competent and motivated team, working with the largest companies in Sweden? 

The Credit Risk function is responsible for credit analysis, validation and facilitating the credit approval process for SME and corporate clients in Santander Leasing AB.

The overall objective is to support the value chain in helping business prosper by delivering excellent services for the customers and ensuring profitable growth within the company’s risk appetite.

Furthermore, a key objective is to drive and ensure automation, standardization and simplification of processes and reports. By contributing to the development of processes, tools and systems, you will actively be involved in establishing an efficient Credit Risk team.


What we offer:

  • An opportunity to work in a large, high-performing international company, in a dynamic environment that is constantly changing
  • A corporate culture that is professional and dynamic, yet informal. Bureaucracy is kept to a minimum, as we expect our skilled employees to make long lasting and impactful decisions to shape our future
  •  Highly capable, dedicated, and friendly co-workers with strong collaboration within Santander Leasing, and with Santander Consumer Bank

Activities

  • Perform detailed credit risk analysis of individual companies by applying quantitative and qualitative techniques
  • Support and/or participate on Credit Committee and validation processes
  •  Approve credit applications and credit limits
  •  Recommend large credit applications and credit limits for approval by the Credit Committee
  •  Participate at joint meetings with the Commercial department and other functions as Operations and Collections as required
  • Secure adequacy to credit risk frameworks, raising concerns and recommendations to the appropriate level of management
  • Verify that risk levels and business processes are consistent with the bank’s risk appetite, risk tolerance and risk policies, and within regulatory requirements for the area under scope
  • Support and successfully deliver or participate in cross-functional projects representing the Credit Risk team
  • Execute and monitor risk process controls within the internal control model

Personal characteristics

  •  Trustworthy, committed and reliable
  • Highly motivated and strong driver; willing to go the extra mile and make a difference
  •  Willingness to take on new challenges
  •  Highly organized, efficient, and with a proactive attitude
  • Enjoy working independently in a changing business environment
  • Interested in self-development and development of others
  • Analytical mindset
  • Collaborative team player

Competencies and skills

  • Financial background, especially in corporate finance and financial analysis
  •  Excellent written and oral communication and presentation skills
  •  High level and proven proficiency of Microsoft package and advanced user of Excel/VBA, PowerPoint and Word
  • Digital capabilities and computing skills, or potential for development in the field, will be sought for
  •  Fluent, written as well as spoken, in both Swedish and English. Knowledge in additional Nordic languages will be an advantage

Experience

  • Experience from credit risk within fields of underwriting and/or portfolio management
  •  Knowledge of credit risk and corporate finance analysis
  • Background and knowledge from a Risk, Finance, Compliance, Legal or Audit function is desired and highly valued
  •  Understanding of the Auto consumer finance industry

Education

  •  Master’s or Bachelor’s Degree in Business Administration, Finance, Accountancy, Audit, Economics or similar

Location

The position is based at Santander Leasing’s office in Malmö, but for the right candidate we can consider our office in Stockholm.

Please submit your application (C.V. and cover letter) before December 5 to per.ekelund@santanderleasing.se. Applications are considered on an ongoing basis, thus we will close the application process as soon as we find the right candidate.  

For more information, you are welcome to contact:
Espen Bækken, Head of Risk: Tel. +47 90084131, espen.baekken@gruposantander.com or 
Per Ekelund, Chief Financial Officer: Tel +46 70770 4504, 
per.ekelund@santanderleasing.se

 

Uppdaterad 20 november, 2025